Every year, scholarship season is a busy one at HCF, with all the planning and preparation that goes into administering more than 300 scholarship funds. To help you understand the timing of our processes, here is a brief overview of what to expect for this upcoming scholarship season:
What are the basic eligibility criteria?
Each scholarship has specific eligibility criteria defined by the donor when the fund is established. General criteria that apply to most scholarships include:
- Be a resident of the State of Hawai‘i
- Demonstrate financial need.
- Maintain a minimum 2.0 GPA (unless otherwise stated)
Do I need to submit a FAFSA Submission Summary form to submit my application?
We encourage all applicants to complete the 2025-2026 Free Application for Federal Student Aid (FAFSA) to obtain a 2025-2026 FAFSA Submission Summary (FSS). This will help determine your eligibility for federal student aid offered by your institution and qualify you for the many HCF scholarships that require applicants to demonstrate financial need.
Your FSS will be sent to you after your FAFSA has been processed. By December 1, 2024, you can start your 2025-2026 FAFSA, by going to https://studentaid.gov/h/apply-for-aid/fafsa.
What information needs to be on my uploaded FAFSA Submission Summary (FSS)?
Your uploaded FSS should be a 2025-2026 processed report which includes your full name and your Student Aid Index (SAI) calculation.
Some examples of an FSS that will be deemed invalid are as follows:
- FSS does not match the academic year for which you are applying for funds
- FSS states that there is missing or incorrect information submitted on your FAFSA that needs to be corrected or addressed
- Name listed on your FSS does not match the name on your HCF scholarship application
- Name and/or SAI cannot be clearly read.
- Attached file format cannot be opened upon review by HCF and/or its committee members.
NOTE: The validity of your FSS is up to the discretion of HCF staff. Any FSS suspected of being doctored or edited will be eliminated from review and the applicant will not be considered for awards.
What information needs to be on my uploaded grade transcript?
An unofficial grade transcript is needed for all applicants. A valid transcript for HCF scholarship qualification purposes must include all the following:
- The institution’s name
- The student’s full name
- A list of course history
- Current grades/information for each course:
- Continuing College Students – must also include past semester grades/information
- High School Seniors – must include ninth through 11th grade at a minimum (IF available, include grade 12 information)
- Current cumulative Grade Point Average (GPA)
- Transcripts should be as recent as possible and should not be a duplicate from a prior year HCF application.
Some examples of grade transcripts that will be deemed invalid are as follows:
- A transcript without your most recent academic history
- A transcript on which the name listed does not match the name on your HCF application
- A transcript that cannot be clearly read
- A transcript that does not include all pages and/or all course work
- A transcript in a file format that cannot be opened upon review by HCF and/or its committee members
NOTE: The validity of your transcript is up to the discretion of HCF Scholarship staff. Any transcript suspected of being doctored or edited will be eliminated from review and the applicant will not be considered for awards.
What cumulative GPA do I use if I have a GED or am in a pass/fail program?
If you have a GED or equivalent, enter “8.88” into the cumulative GPA question in the application. If you are in a pass/fail program that does not issue grades on a graded scale, enter “9.99” into the cumulative GPA box. These instructions are also listed in the application.
Can I apply for a specific scholarship?
No. When you complete the HCF Common Scholarship Application, you are applying for all our scholarship funds using a single application. If you answer all the questions relevant to you, then you will be considered for all scholarships for which you may be eligible.
I don’t know which college I will attend. What should I put on my application?
Select your top choice. If awarded a scholarship, you will be able to update your institution when you accept the award.
Do I need to attend a school in the United States?
What qualifies as full-time/part-time enrollment status?
Full-time enrollment status is determined by your institution. We do not have a minimum credit requirement to be considered part-time.
What should I include in my required personal statements?
HCF has changed its approach to gathering applicant information. Although a lengthy personal statement is no longer required, multiple short answers and statements allow us to determine eligibility. These writing prompts may change annually. The writing prompts for the Common Scholarship Application are as follows:
- What inspired you to choose (your) field of study and academic plan? (Max 300 words)
- How will your academic plans help you to give back to the community? (Max 300 words)
Tip: Compose your statements in a Word document (or equivalent), and then copy and paste it into your application to avoid the system timing out after 45 minutes.
Do I need to submit letters of recommendation?
Letters of recommendation (LOR) are not typically required to submit your application. However, there are several scholarships that require applicants to submit one or more LOR to qualify. We encourage all applicants to request a minimum of two recommendations. To determine whether a particular scholarship requires LOR, search through our scholarships on the Scholarship Manager home page by using the filters on the Category Search Filter.
How are Letters of Recommendation submitted with my application?
In the Letters of Recommendation section of the application, enter your recommenders’ names and email addresses. The system will immediately send an email to your recommender with a link that is specific to your application. This link will allow recommenders to either upload a previously written letter or they can complete the online recommendation form.
Once you have made your request, check in with your recommender to inform them that they will be receiving an email from scholars@hawaiicommunityfoundation.org. Check in with them again to make sure they received the email. Many institutions and businesses put up strict firewalls to prevent unfamiliar emails from reaching an inbox. If your recommender has not seen the email yet, encourage them to check their spam or junk folder.
Can I see if my recommender submitted their recommendation?
Yes, you can view the status of your recommendations by logging into your account. You can request and monitor recommendations for up to three people.
Who should I ask to complete my recommendation?
When choosing a recommender, think of people who are able to speak to your academic performance, leadership capabilities, or community service involvement. This could be a previous or current academic instructor, a school counselor, a club advisor, a mentor, a coach, an employer and/or church leader, etc.
Some examples of invalid recommendations:
- Recommendations from parents, friends, and relatives
- Paper or hard copies of letters sent or delivered to an HCF office
- Recommendations in a file format that is unable to be opened by HCF staff or decision-makers
NOTE: The validity of a submitted letter of recommendation is up to the discretion of HCF’s Scholarship staff. Any letters suspected of being forged, doctored, or edited will be eliminated from review and the applicant will not be considered for awards.
Can I change my recommender after an initial request has been sent?
Yes, you may withdraw a request to one or more previous recommender(s) and send a request to a new recommender by logging in to your account before the application deadline. Click on the withdraw option next to your recommender’s data, then enter your new recommender’s information.
Do I need to attach any other document(s) besides my grade transcript to submit my application?
The grade transcript is the primary document needed to submit your application; however additional documents may be needed to qualify for specific scholarships.
Some examples of additional documents:
- Letters of recommendation
- SAT/ACT scores for high school seniors
- Verification of organization affiliations
- Native Hawaiian Ancestry Verification
If you qualify for a scholarship that has an additional document requirement, a section to upload that additional document or request for additional LOR will appear within your application. We recommend you search through our scholarships to determine what additional documents may be required for those opportunities. All additional documents must be uploaded and submitted with your online application. We will not accept hard or email copies of any documents.
NOTE: The validity of any documentation submitted is up to the discretion of HCF’s Scholarship staff. Any documents suspected of being forged, doctored, or edited will be eliminated from review and the applicant will not be considered for awards.
How do I know whether an answer, attachment, or essay is a required section to submit my application?
All questions requiring answers or attachments are marked with a red asterisk. The system will also alert you with an error message if you attempt to submit your application without completing a required answer or section. Submitting your application well in advance of the deadline will allow time to correct any missing answers.
Do I need to answer the optional essays or short answers for every specific scholarship to submit my application?
No. You do not need to submit optional essays or short answers with your application, but they may qualify you for more scholarships.
If I am currently attending college, do I still need to upload my ACT and/or SAT scores?
No, you do not need to attach your ACT or SAT scores if you are currently enrolled and attending college. This is an optional document for current high school seniors only.
What if I don’t have a scanner to scan and upload my support documents?
If you don’t have a scanner, we recommend downloading a free PDF converter on your computer or mobile phone to convert documents into a PDF format. There are also online tools, including www.freepdfconvert.com or www.canva.com. Your school or local library may also be able to help you convert your paper documents into PDF files.
How can I upload or attach multiple pages to my application?
You can create and upload a zip folder by right clicking a blank area on the desktop or in an open folder. Then point to New and click Compressed (zipped) Folder and drag your files into the zip folder. Upload the zip folder onto the application.
Can I mail my supporting documents?
No. All supporting documents must be uploaded into your online application before you submit.
How much time will it take to complete the online application?
It will take approximately 2 to 3 hours to fill out the application. Your application session will time out after 45 minutes of inactivity but will regenerate if you use the save function or move on to a new question in the application. You may save your application and return to it any time prior to the deadline.
Is there any cost to apply for scholarships?
No. The HCF Common Scholarship Application that accesses more than 300 scholarships is free.
Can I make changes to my application after it has been submitted?
Once your application has been submitted, the only change that can be made is to switch out your recommenders. You cannot edit any other part of your application, so review all your information carefully before submitting.
When will I be notified if I am awarded?
You may be notified any time between April and August. All notifications will be sent by email after the selection committees meet and make their final decisions.
How will I know if I am awarded a scholarship?
An award will be posted to your student portal online, which can be viewed at any time between April and August by simply logging into your account. An email notification will also be sent to the email address registered with that account. With more than 3,000 applicants each year, the awarding process is extremely competitive and not all applicants will receive an award. However, we encourage you to apply every year.
How will I know if I have not been awarded a scholarship?
After all funds have been awarded, we will update our site to note that the awarding season has been closed. Since students often change their academic plans during the summer, we sometimes need to re-award funds as funds continue to become available. For that reason, we will not close the season until all funds have been awarded.
What do I do if I receive an award notification?
Once a scholarship has been awarded, there is a two-step process that needs to be completed for HCF to send your award payment to your school:
- Complete and submit the Student Award Acceptance Form (SAAF) to confirm your academic plans. Log into your account and accept (or decline) each award. The email notification you received, as well as the award message online, will contain a link to the SAAF. We highly recommend that you complete your SAAF within 2 weeks of receiving your award notification.
NOTE: Any changes to your original academic plans must be reflected in your SAAF, however, this may affect your final eligibility and/or award amount. Your SAAF will be verified against the requirements of the scholarship(s) you were awarded and if any changes to the awarded amount occur, we will send you an email.
- Write a thank you letter to the donor. Thank you notes are highly encouraged.
Donors enjoy reading thank-you notes and are often eager to learn more about the person who is receiving their scholarship. If you received a scholarship from a fund through HCF, you can easily complete a thank-you note online through your portal.
If I already submitted my Student Award Acceptance Form (SAAF) but received another award after, do I need to submit another?
No. Once you have completed your SAAF, the answers you submitted on the form will be applied to all awards you receive within the same academic year.
What if I already submitted my SAAF but my academic plans have changed?
Contact us as soon as possible to inform us of any changes to your enrollment. If your check has not yet been processed, we will work with you to edit your SAAF as needed. However, if your award check has already been processed, send an email to us at scholars@hawaiicommunityfoundation.org requesting a link to make changes to your submitted SAAF. Note that any changes to your enrollment may affect your eligibility and/or delay payment to your institution.
What if I do not want to accept my award or I will not be attending school for the awarded academic year?
We understand that circumstances may change between the time you submit your application and when scholarships are awarded. If you receive an award notification and do not wish to accept your award, reach out to our office to discuss your options. If you still intend to decline your award, log into your account and click the Decline Award option. We ask that you do this as soon as possible, as this may allow us to award the funds to another deserving student.
What if I declined my award, but my plans have changed again?
Contact our office as soon as possible so that we can determine what your next steps will be and whether you are still eligible for your award(s).
If awarded, can I defer my scholarship for later use?
Scholarships are valid for the academic year in which they are awarded. They cannot be deferred to a different academic year.
What will my scholarship award cover?
Scholarships can be used for any educational expenses related to your school’s cost of attendance, which may include tuition and fees, books and supplies, room and board, and other miscellaneous school expenses for the awarded academic year. Every school has its own policies regarding private scholarships. Contact your financial aid office to learn more.
When will I receive the scholarship money?
Scholarships are typically paid to your school in two equal payments: in August for the Fall semester and December for the Spring semester. The exact timing of each payment depends on different factors such as when the scholarship was accepted and if any changes have been made to your academic plan. Once awarded, you will need to submit the Student Award Acceptance Form (SAAF) to accept your award(s) and confirm which school you will be attending. You will be considered for payment after your SAAF has been submitted and verified for eligibility. Regardless of how early you complete your SAAF, payments are not sent to institutions earlier than mid-August for Fall terms, and mid-December for Spring terms.
What if my school does not use the semester system?
Awards are still generally split between two payments. It is up to your financial aid office to determine how your award will be disbursed.
Are the scholarships awarded sufficient to pay the cost of my college education?
No. HCF scholarships are generally intended to provide partial support. In addition to applying for HCF scholarships, we recommend researching other financial aid resources such as federal grants, institutional aid, and loans/work-study awards. A complete financial aid package can be put together by your college’s financial aid office and may include various types of financial aid.
How much will I receive in scholarships from HCF?
Scholarship funds have varying award amounts ranging from $1,000 or less to several thousand dollars. The award will depend on the size of each scholarship fund, the number of qualified applicants, and the preferences of the donor(s). Applicants are encouraged to complete the application as thoroughly as possible (i.e., answer as many questions that are applicable, and provide essays as requested) to increase their chances of being eligible for multiple scholarship opportunities. The average award for students is approximately $6,000.
What are the recommended browser requirements?
Internet Explorer version 8 and higher; Mozilla Firefox; Google Chrome; Safari.
If I receive a scholarship for one year, will I automatically receive an award for the following year?
No. Students must complete the application process each year to be considered for a scholarship award the following year. However, some scholarship funds are committed renewals and others may give preference to renewal applicants.
My school is not listed in the institution drop-down list. How can I add it?
If your school is not listed, send an email to scholars@hawaiicommunityfoundation.org and include the full legal name of your school as well as their financial aid office’s mailing address. Allow up to three business days for the Education team to respond and process your request.
I have a double major. Can I add a second major to my scholarship application?
No. The HCF application allows you to select only one major. Take the time to review the available scholarships for both majors using the Category Search function to determine which scholarships would be most beneficial to your selected major.
How do you select scholarship recipients?
Committees made up of various community individuals and HCF staff make recommendations for awards based upon the specific purpose and criteria of each scholarship fund as established by its donor. Committee members may take into consideration barriers students face while pursuing their higher education goals.
How do I start or contribute to an HCF Scholarship Fund?
The cost of college is on the rise, and students need your help more than ever to achieve their goal of college completion. To contribute, contact a philanthropic advisor at donorservices@hcf-hawaii.org or call (808) 566-5560 during our normal business hours: Monday through Friday, 8 a.m. to 5 p.m., HST.